Established in 2008, Pan Asian Mortgage Advisory has now partnered with more than 30 banks and financial institutions to serve our customers with the mission of: \u201cProffer with Knowledge, Serve with Professionalism\u201d. We do not just send mortgage referrals to lenders. We assess and advise our customers on their credit and risk profiles and make suggestions on the most appropriate lending relationship for them.<\/p>\n
The standard procedure for mortgage referral agencies is merely to send their client\u2019s mortgage application form to banks and financial institutions \u00a0in Hong Kong. As a result, the same client will have his application being repeatedly transmitted to various lenders by different mortgage referral agencies. This will result in multiple access to that client\u2019s credit record at the public credit data centre and not beneficial to the individual\u2019s \u00a0credit record when his application is being reviewed by several lenders subsequently. Needless to say, the duplicative application methodology is coming with a cost of flowing client\u2019s personal information with different lending entities indiscriminately .<\/p>\n
Conversely, at Pan Asian Mortgage Advisory, we do not just follow the standard procedure. We aim at providing a value added mortgage referral service with Knowledge and Professionalism to our customers. Our expertise in mortgage brokerage business equips us with \u00a0knowledge in comparing \u00a0different mortgage options and help customers \u00a0to choose the best solution that perfectly fits their needs.<\/p>\n
With extensive mortgage lending experience from Pan Asian Mortgage , our consultant has in-depth and hands-on knowledge in mortgage underwriting and the principles \u00a0of credit acceptance. Our colleague can carefully assess the credit and financial information of our customers and provide appropriate mortgage options available in the market offered by banks and financial institutions. This curtails the undesirable duplicative submissions to banks and financial institutions on the same applicant as the market participants in referral sector would unscrupulously do. \u00a0Once our referrals are sent out to lenders, they are almost complete in terms of necessary documentation and our customers can comfortably make his final choice without hassle.<\/p>\n
It is our mission to educate the general public on mortgage lending by publishing articles in independent and publicly renowned financial media on a regular basis. We have written articles and commentaries on the mortgage loan features, lending process and risk management etc. to provide homebuyers with a platform to access the essential concept of \u00a0credit acceptance and more importantly, for them \u00a0to understand the responsibility of borrowing.<\/p>\n","protected":false},"excerpt":{"rendered":"
Established in 2008, Pan Asian Mortgage Advisory has now partnered with more than 30 banks and financial institutions to serve our customers with the mission of: \u201cProffer with Knowledge, Serve with Professionalism\u201d. We do not just send mortgage referrals to lenders. We assess and advise our customers on their credit and risk profiles and make suggestions on the most appropriate lending relationship for them.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":8,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/pages\/90"}],"collection":[{"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/comments?post=90"}],"version-history":[{"count":5,"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/pages\/90\/revisions"}],"predecessor-version":[{"id":371,"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/pages\/90\/revisions\/371"}],"up":[{"embeddable":true,"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/www.panasian.com.hk\/en\/wp-json\/wp\/v2\/media?parent=90"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}