With Pan Asian’s Strong background in capital markets financing and commercial banking, we assisting homebuyers with our professional knowledge and quality services.
Tracking interest trends
HIBOR based Mortgage
Hibor-based mortgage interest rate is calculated in the basis of Hibor rate (Hong Kong Interbank Offer Rate), which is generally calculated by one month Hibor and quoted as H + X%. This kind of product is much more fluctuated than Prime based products.. As Hibor rate may rise considerably, most of the banks will set a cap rate based on Prime rate to lock up the risk of interest soar.
Your stable choice
Prime based Mortgage
Prime based Mortgage, also known as P-Plan, the interest rate is usually quoted as P – X %. P-Plan Interest rate may vary according to the fluctuation of Prime rate. P-plan mortgage is more stable and familiar in the market.
Maximum LTV up to 80%
SuperFirst Mortgage Special Offer
Offer by Pan Asian Mortgage Co. Ltd, the concessionary lower interest rate covers the whole loan tenor and the LTV currently can be as high as 80% of the property price.