Tracking interest trends

HIBOR based Mortgage

Hibor-based mortgage interest rate is calculated in the basis of Hibor rate (Hong Kong Interbank Offer Rate), which is generally calculated by one month Hibor and quoted as H + X%. This kind of product is much more fluctuated than Prime based products. As Hibor rate may rise considerably, most of the banks will set a cap rate based on Prime rate to lock up the risk of interest soar.

Hot- offer:

  • Interest rate as low as H+1.3%
  • Cap rate : P-2% (P=6.125%)
  • Cash rebate up to 2% of loan amount
  • Repayment Penalty Period as short as 2 years
  • Deposit linked account

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